Is Bankruptcy Right For Me?

No one should file bankruptcy unless they have throughly explored all of their other options. There are serious consequences associated with filing a bankruptcy case which should be discussed with a bankruptcy professional. However, if you have arrived at a point where you can't sleep at night because of worrying about your debts; if your house is about to be foreclosed on or your car repossessed; if a creditor has garnished your pay so that you don't have enough money to meet your monthly utility bills or buy food; or if your phone is ringing constantly with calls from bill collectors, then you need to seriously consider filing a bankruptcy case.

Filing bankruptcy automatically stops foreclosures, stops repossessions, stops wage garnishments and stops harrassing telephone calls. Even Federal, State and County taxing authorites are prevented from levying on your property or bank accounts. Bill collectors must stop calling you or be liable for damages for contempt of court.

Filing bankrupcy can give you the breathing space you need to get your financial house in order and reorganize your affairs so that you can take care of your debts and get on with your life. If you need this kind of relief from the pressure of dealing with your current financial situation, please contact us for more information or to schedule a free consultation.